Navigating ground-up construction in California requires significant capital and a lender who understands the development process. Our private construction loans provide the flexibility and speed that traditional banks cannot match, enabling developers to break ground faster and manage cash flow effectively.
From single-family spec homes to mid-sized multifamily developments, we fund projects across the state. We offer high loan-to-cost options and efficient draw schedules, ensuring your contractors get paid on time and your project stays on track toward completion.
Yes, we can fund the acquisition of entitled land as part of the overall construction loan package.
We require approved plans, permits, a detailed line-item budget, an environmental report (if applicable), and a contractor resume.
Once a draw request is submitted and the work is inspected, funds are typically released within 48 to 72 hours.
We generally require a licensed general contractor. Exceptions are made for borrowers who hold an active contractor's license and have a proven track record.
Yes, financing speculative single-family home construction is a core part of our lending portfolio.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT