FIDELITY FUNDING (877) 300-3007

California Fix and Flip Loans

California's housing shortage and aging housing stock create immense opportunities for fix and flip investors. Our specialized fix and flip loans are designed to fund both the acquisition and the renovation costs, empowering investors to transform distressed properties into highly desirable homes.

We understand the fast-paced nature of the flipping business. Our programs offer high leverage on costs and streamlined draw requests to keep your project moving without delay. From cosmetic updates to extensive structural overhauls, we provide the financial backing necessary to maximize your return on investment.

Key Facts

  • Up to 90% Loan-to-Cost (LTC)
  • 100% of rehab costs funded
  • Quick and reliable draw process
  • No experience required for some programs
  • Competitive rates for experienced flippers
  • 12 to 18-month terms
  • Lending on 1-4 unit residential properties

Frequently Asked Questions

How do rehab draws work?

Rehab funds are held in escrow. As you complete phases of work, you request a draw. We dispatch an inspector, and upon verification, release the funds directly to you.

Do you fund first-time flippers?

Yes, we have programs tailored for first-time investors, though leverage may be slightly lower compared to experienced flippers.

Is the rehab money given upfront?

No, rehab funds are disbursed in draws as work is completed and verified, protecting both the borrower and the lender.

What fees are associated with fix and flip loans?

Standard fees include origination points, an appraisal/valuation fee, document preparation, and standard closing costs.

Can I flip multiple properties at once?

Yes. For experienced investors, we offer portfolio loans or concurrent individual loans to scale your flipping operations.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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