California's real estate market moves rapidly, demanding agile capital solutions for investors looking to secure prime opportunities. Traditional bank financing often falls short, hampered by rigid underwriting and extended approval timelines. Our hard money loan programs are designed specifically for the Golden State's dynamic environment, providing the speed and flexibility necessary to close deals competitively.
Whether you are acquiring a distressed property in Los Angeles, bridging a gap in San Francisco, or expanding a commercial portfolio in San Diego, our asset-based lending approach focuses on the value of the real estate rather than just borrower credit. We understand local market nuances and deliver tailored financing that aligns with your investment strategy.
We typically close within 5 to 7 business days, depending on clear title and appraisal.
We finance non-owner occupied residential (1-4 units), multifamily, mixed-use, commercial, and industrial properties.
While we consider overall financial health, our loans are primarily asset-based. We routinely fund investors with less-than-perfect credit if the deal makes sense.
Our terms are flexible. Depending on the specific program and rate structure, we offer options with no prepayment penalties.
Yes, we offer specialized hard money construction loans for experienced builders and developers across California.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT