FIDELITY FUNDING (877) 300-3007

California Investment Property Loans

Real estate investment in California requires diverse capital strategies. We offer a comprehensive suite of investment property loans tailored to meet the varied needs of modern investors. From short-term transactional funding to long-term portfolio holds, we provide the capital necessary to execute your specific business plan.

Our approach is consultative. We analyze your scenario—whether it's a BRRRR strategy in Sacramento, a luxury flip in Orange County, or a multi-unit acquisition in the Inland Empire—and pair you with the most efficient loan product, prioritizing speed, leverage, and certainty of execution.

Key Facts

  • Comprehensive suite of loan products (Bridge, Fix/Flip, DSCR)
  • Financing for 1-4 unit residential and commercial
  • Portfolio loans for multiple properties
  • BRRRR strategy financing
  • Foreign national investor programs
  • Non-recourse options available
  • Expert guidance on loan structuring

Frequently Asked Questions

What is the BRRRR strategy, and do you fund it?

BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. Yes, we fund both the initial acquisition/rehab phase (hard money) and the long-term refinance phase (DSCR).

Do you lend to foreign nationals?

Yes, we offer specialized programs for foreign national investors looking to purchase investment property in California without a US credit footprint.

Can I cross-collateralize multiple properties?

Absolutely. Cross-collateralization can be an effective way to maximize leverage by using equity across multiple assets.

What are the reserve requirements?

Reserve requirements vary by program but generally range from 3 to 6 months of principal, interest, taxes, and insurance (PITI).

How do I know which loan type is best for me?

Contact our team. We will review your specific goals and property details to recommend the most cost-effective and suitable loan structure.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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