FIDELITY FUNDING (877) 300-3007

California Private Money Lenders

As a leading private money lender in California, Fidelity Funding connects real estate investors with the direct capital required to execute complex transactions. We bypass the institutional red tape that slows down conventional lending, relying instead on our deep pool of private capital to fund deals that make economic sense.

Our private money solutions are ideal for scenarios requiring creative structuring, such as repositioning assets, acquiring properties at auction, or managing cash flow during transitional phases. We partner with investors who need a reliable capital source that understands the intricacies of California real estate.

Key Facts

  • Direct access to private capital pools
  • Custom-tailored loan structures
  • Focus on property value and potential
  • Streamlined draw processes for rehabs
  • Foreign national programs available
  • Interest-only payment options
  • Transparent fee structures

Frequently Asked Questions

What is the difference between hard money and private money?

The terms are often used interchangeably. Both refer to asset-based, non-bank financing. Private money often implies funding directly from high-net-worth individuals or private funds, offering highly flexible terms.

Do you lend to LLCs and corporations?

Yes, we primarily lend to business entities, including LLCs, corporations, and trusts, for commercial and investment purposes.

What is the maximum LTV you offer?

We generally offer up to 75% Loan-to-Value, though this can vary based on the asset class and borrower experience.

Can private money be used for owner-occupied properties?

No. Our private money loans are strictly for non-owner occupied investment and commercial properties.

How do I apply for a private money loan?

You can start by submitting a brief loan scenario on our website. Our team will review the details and provide a term sheet if the deal aligns with our criteria.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

Submit a scenario online →