Angels Camp is the only incorporated city in Calaveras County, a historic Gold Rush town in the Sierra foothills immortalized by Mark Twain's jumping-frog story and still celebrated each year at the Calaveras County Fair. Its compact Downtown Angels Camp of stone-and-brick storefronts anchors a foothill economy of tourism, wine, and retirement living, with a housing stock ranging from historic homes to the golf-oriented Greenhorn Creek and Saddle Creek communities and the older Altaville district. Affordable pricing and Gold Country charm keep the market steady.
Fidelity Funding lends directly across California, and our asset-based approach fits Angels Camp's mix of historic value-add homes and resort-style community properties. We underwrite the property and the plan and close in as little as five to seven business days. Whether an investor is restoring a Downtown home, holding a Greenhorn Creek rental on DSCR terms, or bridging a Saddle Creek golf-community purchase, our capital keeps pace in this affordable and charming Gold Country market where good deals move quickly.
For a property in Angels Camp, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Angels Camp, Greenhorn Creek, Altaville, Saddle Creek and adjacent Angels Camp submarkets.
Illustrative property value: $420K · Illustrative financing range: $273K – $525K · Programs to discuss: historic-district fix-and-flip and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $273K to $525K range below is an illustration, not funded-loan history or an offer.
Options to discuss include historic-district fix-and-flip and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. The historic Downtown and Altaville stock is prime value-add material, and we cover up to 100% of rehab costs on an asset basis.
Absolutely. Our DSCR loans qualify on the property's rental income, which suits demand in the golf-oriented Greenhorn Creek community.
Yes, as an asset-based lender we can finance rural Calaveras County properties that conventional lenders often decline.
As fast as five to seven business days once title and appraisal clear, since we make decisions in-house as a direct lender.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT