Avenal sits in the low hills at the far southwest corner of Kings County, a former oil-boom town along Highway 33 whose economy now leans on agriculture, the surrounding oil fields, and Avenal State Prison, a major local employer. The town is compact and affordable, with older homes around Downtown Avenal and residential streets climbing the Skyline corridor and running south toward the farmland and orchards. Some of the lowest home prices in California, steady institutional and agricultural employment, and proximity to the Interstate 5 corridor keep demand consistent for entry-level homes and workforce rentals.
Fidelity Funding lends directly across the Central Valley and understands the value-add and workforce-rental opportunities in an affordable market like Avenal. Because our loans are asset-based, we underwrite the property and the plan rather than a borrower's income file, and we close in five to ten business days. Whether you are flipping an older downtown home, holding a South Avenal rental on a DSCR loan, or bridging into a Skyline corridor purchase, we fund up to 90% of cost plus 100% of rehab. Reach a decision-maker directly at (877) 300-3007.
Agricultural overlay zoning, well and septic review, and parcel-line analysis are standard on Avenal files; typical project values run around $186K.
We size Avenal loans around realistic well/septic review timelines, parcel-line confirmation, and agricultural overlay zoning. Local pocket coverage includes Downtown Avenal, South Avenal, Skyline corridor, Highway 33 corridor and adjacent Avenal submarkets.
Estimated local median: $186K · Typical loan range: $121K – $233K · Top program: DSCR rental and small commercial
Most Avenal private money loans we fund range from $121K to $233K, sized against an estimated local median around $186K. Loans outside that range are case-by-case based on parcel and scope.
For Avenal, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Our lending starts at $50K, which covers Avenal's very affordable price points while still funding rehab on an asset basis.
Yes. DSCR loans qualify on rental income, which fits the steady demand from prison, oil-field, and agricultural workers in the area.
Absolutely. We fund up to 90% of purchase and up to 100% of rehab on older Avenal homes, sized to your renovation plan and exit.
Typically five to ten business days, and as fast as five to seven once title and valuation are complete.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT