Avenal sits in the low hills at the far southwest corner of Kings County, a former oil-boom town along Highway 33 whose economy now leans on agriculture, the surrounding oil fields, and Avenal State Prison, a major local employer. The town is compact and affordable, with older homes around Downtown Avenal and residential streets climbing the Skyline corridor and running south toward the farmland and orchards. Some of the lowest home prices in California, steady institutional and agricultural employment, and proximity to the Interstate 5 corridor keep demand consistent for entry-level homes and workforce rentals.
Fidelity Funding lends directly across the Central Valley and understands the value-add and workforce-rental opportunities in an affordable market like Avenal. Because our loans are asset-based, we underwrite the property and the plan rather than a borrower's income file, and we close in five to ten business days. Whether you are flipping an older downtown home, holding a South Avenal rental on a DSCR loan, or bridging into a Skyline corridor purchase, we fund up to 90% of cost plus 100% of rehab. Reach a decision-maker directly at (877) 300-3007.
For a property in Avenal, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Avenal, South Avenal, Skyline corridor, Highway 33 corridor and adjacent Avenal submarkets.
Illustrative property value: $186K · Illustrative financing range: $121K – $233K · Programs to discuss: DSCR rental and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $121K to $233K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. Our lending starts at $50K, which covers Avenal's very affordable price points while still funding rehab on an asset basis.
Yes. DSCR loans qualify on rental income, which fits the steady demand from prison, oil-field, and agricultural workers in the area.
Absolutely. We fund up to 90% of purchase and up to 100% of rehab on older Avenal homes, sized to your renovation plan and exit.
Typically five to ten business days, and as fast as five to seven once title and valuation are complete.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT