Bishop is a High Desert market in Inyo County with affordable inventory, strong rental demand, and consistent investor activity along major Southern California logistics corridors.
Fidelity Funding provides hard money loans, private money, and bridge financing for Bishop borrowers across fix and flip, rental, and small commercial scenarios.
Bishop is part of the high-desert corridor in California, where DSCR rental yields run high relative to the $224K entry basis.
Investor exits in Bishop usually involve a DSCR refi once the property is leased — we structure bridge loans so the refi takeout pencils on day one. Local pocket coverage includes Downtown Bishop, West Bishop, South Bishop, Bishop Creek and adjacent Bishop submarkets.
Estimated local median: $224K · Typical loan range: $146K – $280K · Top program: DSCR rental and fix-and-flip
Most Bishop private money loans we fund range from $146K to $280K, sized against an estimated local median around $224K. Loans outside that range are case-by-case based on parcel and scope.
For Bishop, our highest-volume program is DSCR rental and fix-and-flip. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Bishop hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Bishop.
Yes. DSCR loans are well-suited to Bishop's rental market.
Yes. Bishop and the broader High Desert are core markets for our hard money lending.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT