Inyo County spans a vast high-desert and eastern Sierra landscape, roughly 19,000+ residents living between Mount Whitney and Death Valley across communities like Bishop, Lone Pine, Big Pine, and Independence along the Highway 395 corridor. Bishop is the commercial hub, and the economy blends tourism drawn to the Sierra, Death Valley National Park, and world-class fishing, alongside government land management, agriculture, and services tied to Los Angeles Department of Water and Power landholdings in the Owens Valley. The median home value near $345,000 keeps Inyo affordable relative to the coast, with a limited supply of older single-family homes and cabins. Investors work value-add flips, vacation and outdoor-recreation rentals, and workforce rentals around Bishop.
Fidelity Funding Corp has been a direct California hard money lender since 2006, and Inyo's tourism and affordable high-desert housing create real value-add opportunity along the 395 corridor. As a direct lender we close fix-and-flip, bridge, DSCR, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're rehabbing a Bishop home, holding a Lone Pine vacation rental, or bridging a purchase in the Owens Valley, we underwrite quickly and fund with certainty in this remote eastern Sierra market. Call (877) 300-3007.
Financing in Inyo County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $345K · Illustrative financing range: $207K – $483K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $207K to $483K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes. We fund throughout California, including the Highway 395 corridor. As a direct lender we underwrite each property on its own merits, so a remote high-desert location isn't a barrier when the deal works.
We can. Inyo's outdoor-recreation tourism supports short-term rental demand, and our DSCR program qualifies on the property's rental income rather than tax returns, which suits investors in Bishop, Lone Pine, and Big Pine.
It does. The county's moderate price points fit our $50K loan minimum, and a lower basis often helps flips and rentals pencil. We size each loan to the specific deal, not a market average.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly even in the remote eastern Sierra. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT