Blythe sits on the Colorado River at California's far eastern edge, an agricultural town in the Palo Verde Valley where irrigated farmland, alfalfa and hay production, and river recreation shape the economy. Downtown Blythe along the Hobsonway corridor serves as the commercial hub for a wide rural region, while the Palo Verde Valley farmland and South Blythe hold a mix of older single-family homes and ag-adjacent parcels. As a key I-10 stop between Phoenix and the coast, Blythe draws travelers, seasonal farmworkers, and river visitors, giving it rental demand and small-commercial activity uncommon for a town its size.
Fidelity Funding is a direct private lender that has served California investors since 2006, underwriting Blythe deals on the asset and the exit rather than a slow approval chain. Whether you are flipping an older home near Downtown Blythe, holding a DSCR rental, or financing an ag-adjacent or small-commercial property, we fund in 5 to 10 business days with rates from 9.99% and leverage up to 90% of cost plus rehab. In a remote farm-belt market, our statewide reach and in-house speed give investors financing options that local channels often cannot match.
Agricultural overlay zoning, well and septic review, and parcel-line analysis are standard on Blythe files; typical project values run around $360K.
We size Blythe loans around realistic well/septic review timelines, parcel-line confirmation, and agricultural overlay zoning. Local pocket coverage includes Downtown Blythe, Hobsonway corridor, Palo Verde Valley, South Blythe and adjacent Blythe submarkets.
Estimated local median: $360K · Typical loan range: $234K – $450K · Top program: DSCR rental and small commercial
Most Blythe private money loans we fund range from $234K to $450K, sized against an estimated local median around $360K. Loans outside that range are case-by-case based on parcel and scope.
For Blythe, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. We lend statewide across California, including the far-eastern Palo Verde Valley, funding on the asset and a realistic exit strategy.
We can. Small commercial along the Hobsonway corridor and ag-adjacent parcels fit our appetite, with structure tailored to the property and use.
There is. Seasonal farm labor, I-10 travel commerce, and river recreation sustain rental demand, which supports DSCR loans qualified on property income.
Up to 90% of cost plus 100% of rehab, capped at 75% of after-repair value, with terms reflecting the property and your experience.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT