FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Riverside, California

Riverside is the economic and cultural heart of the Inland Empire. With a growing population, major universities, and strong job growth, the real estate market offers incredible opportunities for investors seeking higher yields than coastal markets.

Fidelity Funding is deeply active in the Riverside market. We provide the hard money and private capital needed to acquire distressed inventory, execute the BRRRR strategy, and build strong cash-flowing portfolios.

Riverside Market Brief

Standard suburban product in Riverside accounts for the bulk of our local volume — the median is around $570K and fix-and-flip deals here close on schedule.

Typical Riverside deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Wood Streets, Canyon Crest, Mission Grove, Downtown Riverside, Orangecrest, La Sierra and adjacent Riverside submarkets.

Riverside Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

Estimated local median: $570K · Typical loan range: $371K – $713K · Top program: fix-and-flip and DSCR rental

Riverside Lender FAQs

What loan amounts are typical in Riverside?

Most Riverside private money loans we fund range from $371K to $713K, sized against an estimated local median around $570K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Riverside best?

For Riverside, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Ideal market for BRRRR investors
  • Fast funding for Inland Empire deals
  • High leverage on acquisition and rehab
  • Seamless DSCR refinance options
  • Capital for student housing conversions
  • Local knowledge of Riverside neighborhoods

Frequently Asked Questions

Do you fund projects near UC Riverside?

Yes, properties near the university are excellent targets for our DSCR loans due to strong student rental demand.

Can I flip houses in the Wood Streets?

Yes, we fund historic home renovations in areas like the Wood Streets.

Are Riverside properties eligible for 30-year DSCR loans?

Absolutely. Once stabilized, we can refinance your property into a long-term DSCR loan.

Do you lend on commercial properties in Riverside?

Yes, we provide bridge capital for retail, industrial, and office properties in the region.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

Submit a scenario online →