Calimesa is a small, growing city at the northern edge of Riverside County where the I-10 crosses into the Yucaipa Valley, historically a quiet community that has seen new master-planned development in recent years. The Calimesa Country Club anchors an older golf-oriented neighborhood, while newer projects like JP Ranch, Mesa Verde, and Singleton Heights have brought fresh single-family inventory to hillside parcels overlooking the valley. Its location between the Inland Empire and the Pass, with quick freeway access to Redlands and Yucaipa jobs, makes Calimesa a relative-value option for families seeking newer homes and a small-town feel.
Fidelity Funding is a direct private money lender serving California investors since 2006, underwriting Calimesa deals on the asset and the plan rather than a slow committee. Whether you are updating a Country Club-area home, holding a DSCR rental in JP Ranch, or financing new construction on a valley-view lot, we fund in 5 to 10 business days with rates from 9.99% and leverage up to 90% of cost plus rehab. In a small city on the rise, our in-house speed helps investors get ahead of steady new-growth demand.
Calimesa fits the classic suburban California fix-and-flip profile: a $570K median, predictable comp sets, and a deep first-time-buyer pool.
Most Calimesa loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Calimesa Country Club, JP Ranch, Mesa Verde, Singleton Heights and adjacent Calimesa submarkets.
Estimated local median: $570K · Typical loan range: $371K – $713K · Top program: fix-and-flip and DSCR rental
Most Calimesa private money loans we fund range from $371K to $713K, sized against an estimated local median around $570K. Loans outside that range are case-by-case based on parcel and scope.
For Calimesa, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. New master-planned developments and I-10 access have driven steady growth in the Yucaipa Valley, drawing families seeking newer, relatively affordable homes.
We do. Construction loans fit the remaining valley-view lots in Calimesa, alongside our fix-and-flip and DSCR rental programs.
Commuting families working in Yucaipa, Redlands, and the broader Inland Empire sustain rental demand, which supports income-qualified DSCR financing.
Typically 5 to 10 business days, and as fast as 5-7 when documents cooperate, because we are a direct lender making decisions in-house.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT