Chowchilla is a small Central Valley agricultural city in northern Madera County, sitting just off Highway 99 between Madera and Merced amid almond orchards, dairies, and row crops. The town's economy leans on farming, food processing, and two nearby state prisons, and its layout centers on a compact Downtown Chowchilla grid with residential streets running south and out along the Robertson corridor toward the surrounding farmland. Affordability well below the coast and the larger valley cities, combined with steady agricultural and institutional employment, keeps demand consistent for entry-level homes and rentals.
Fidelity Funding lends directly across the Central Valley and understands the value-add and workforce-rental opportunities in a market like Chowchilla. Because our loans are asset-based, we underwrite the property and the plan rather than a borrower's income file, and we close in five to ten business days. Whether you are flipping an older downtown home, holding a South Chowchilla rental on a DSCR loan, or bridging into a Highway 99 corridor purchase, we fund up to 90% of cost plus 100% of rehab. Reach a decision-maker directly at (877) 300-3007.
For a property in Chowchilla, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Chowchilla, South Chowchilla, Robertson corridor, Highway 99 corridor and adjacent Chowchilla submarkets.
Illustrative property value: $219K · Illustrative financing range: $142K – $274K · Programs to discuss: DSCR rental and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $142K to $274K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. Our lending starts at $50K, which covers Chowchilla's affordable price points while still funding rehab on an asset basis.
Yes. DSCR loans qualify on rental income, which fits the steady demand from agricultural and prison-related workers in and around town.
Absolutely. We fund up to 90% of purchase and up to 100% of rehab on older Chowchilla homes, sized to your renovation plan and exit.
Typically five to ten business days, and as fast as five to seven once title and valuation are complete.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT