Madera is the seat of Madera County, a Central Valley agricultural city on Highway 99 built around almonds, grapes, dairy, and the wineries that make it a gateway to the region's wine trail. The economy runs on farming, food processing, and warehousing along the 99 corridor, and the housing stock ranges from older homes near Downtown Madera to postwar and newer tracts spreading toward South Madera and the Madera Ranchos border. Affordability relative to Fresno, a young and growing population, and steady agricultural employment keep demand consistent for both entry-level homes and rentals.
Fidelity Funding lends directly throughout the Central Valley and understands the value-add and workforce-rental dynamics that drive Madera. Because our loans are asset-based, we underwrite the property and the plan rather than a borrower's income file, and we close in five to ten business days. Whether you are flipping an older downtown home, holding a South Madera rental on a DSCR loan, or bridging into a Highway 99 corridor purchase, we fund up to 90% of cost plus 100% of rehab. Reach a decision-maker directly at (877) 300-3007.
For a property in Madera, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Madera, South Madera, Madera Ranchos border, Highway 99 corridor and adjacent Madera submarkets.
Illustrative property value: $219K · Illustrative financing range: $142K – $274K · Programs to discuss: DSCR rental and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $142K to $274K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We fund single-family flips, small multifamily, and DSCR rentals across Downtown Madera, South Madera, and the Madera Ranchos border, all underwritten on an asset basis.
Yes. DSCR loans qualify on the property's rental income, which fits Madera's steady demand from agricultural and food-processing workers.
As fast as five to seven business days once title and valuation clear, since we are a direct lender making our own decisions.
Yes. Our small commercial and bridge programs cover retail, warehouse, and mixed-use property along the busy 99 corridor.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT