Corning is a small Tehama County city on Interstate 5 known as the Olive City, its identity built around the olive orchards and processing that ring the town and the roadside olive shops that draw travelers off the freeway. Downtown Corning and the Solano Street corridor form the commercial spine, while the Olive Highway corridor runs east into the orchards and South Corning holds more affordable housing. The economy is heavily agricultural, anchored by olives and the broader Sacramento Valley farm base, with a modest workforce and pricing that stays affordable relative to the larger cities.
Fidelity Funding lends directly across Tehama County and underwrites on the asset and the plan rather than a borrower's income documents. That approach fits an ag town where older housing offers value-add work and conventional financing runs thin. Whether you are flipping a dated home near Solano Street, holding a DSCR rental backed by the farm economy, or financing a small commercial building downtown, we close in five to ten business days and fund up to 90% of purchase plus 100% of rehab.
Corning anchors a productive agricultural corner of California where DSCR rental yields and small-commercial bridge dominate investor activity.
Investor exits in Corning typically involve a DSCR refi or small commercial stabilization play. Local pocket coverage includes Downtown Corning, South Corning, Olive Highway corridor, Solano Street corridor and adjacent Corning submarkets.
Estimated local median: $177K · Typical loan range: $115K – $221K · Top program: DSCR rental and small commercial
Most Corning private money loans we fund range from $115K to $221K, sized against an estimated local median around $177K. Loans outside that range are case-by-case based on parcel and scope.
For Corning, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on single-family flips, small multifamily, DSCR rentals, and small commercial across Downtown Corning, South Corning, and the Solano Street corridor, all on an asset basis.
Yes, entry pricing runs below the larger cities, and the steady farm workforce supports rental demand. Our DSCR loans qualify on rental income.
As fast as five to seven business days once title and valuation clear, typically within five to ten as a direct lender.
Yes, we fund small commercial and mixed-use buildings along the Solano Street corridor, sizing the loan to the property and your exit.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT