Tehama County lies in the northern Sacramento Valley between Chico and Redding, roughly 65,000+ residents anchored by Red Bluff, the county seat, along with Corning, Tehama, and Los Molinos strung along the Sacramento River and Interstate 5. Agriculture drives the economy here, with olives and olive oil around Corning, walnuts, almonds, cattle ranching, and dried plums shaping a rural working landscape. The median home value near $295,000 makes Tehama one of the more affordable markets in the north state, dominated by older single-family homes, ranch properties, and workforce housing. Investors work low-basis value-add flips, agricultural-worker and workforce rentals in Red Bluff and Corning, and small multifamily along the I-5 corridor.
Fidelity Funding Corp has funded California real estate directly since 2006, and Tehama's affordability and steady agricultural rental demand create dependable value-add opportunity. As a direct lender we close fix-and-flip, bridge, DSCR, construction, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're rehabbing a Red Bluff home, holding a Corning rental, or bridging a ranch-area acquisition, we underwrite quickly and fund with certainty in this rural valley market. Call (877) 300-3007.
Financing in Tehama County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $295K · Illustrative financing range: $177K – $413K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $177K to $413K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
It can be. Red Bluff and Corning hold older homes that renovate at a low basis, and our $50K loan minimum fits the county's affordable price points. We lend up to 90% of cost plus 100% of rehab and 75% of after-repair value.
Yes. The county's farm economy supports steady workforce rental demand around Red Bluff and Corning, and our DSCR loans qualify on rental income rather than tax returns, which suits buy-and-hold investors.
We can consider rural and ranch-adjacent properties on a bridge or value-add basis, underwriting the property value and your exit. As a direct lender we evaluate each deal on its own merits.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly in the rural north state. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT