Desert Hot Springs is a High Desert market in Riverside County with affordable inventory, strong rental demand, and consistent investor activity along major Southern California logistics corridors.
Fidelity Funding provides hard money loans, private money, and bridge financing for Desert Hot Springs borrowers across fix and flip, rental, and small commercial scenarios.
Desert Hot Springs pricing reflects a working high-desert market where investor yields out-perform coastal California on a per-dollar basis around the $390K benchmark.
Most Desert Hot Springs loans we fund are DSCR rental holds where the entry basis around $390K supports double-digit cash-on-cash yields. Local pocket coverage includes Mission Lakes, Desert Crest, B Bar H, Hot Mineral Spa and adjacent Desert Hot Springs submarkets.
Estimated local median: $390K · Typical loan range: $254K – $488K · Top program: DSCR rental and fix-and-flip
Most Desert Hot Springs private money loans we fund range from $254K to $488K, sized against an estimated local median around $390K. Loans outside that range are case-by-case based on parcel and scope.
For Desert Hot Springs, our highest-volume program is DSCR rental and fix-and-flip. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Desert Hot Springs hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Desert Hot Springs.
Yes. DSCR loans are well-suited to Desert Hot Springs's rental market.
Yes. Desert Hot Springs and the broader High Desert are core markets for our hard money lending.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT