Dos Palos is a Central Valley hub in Merced County, with affordable single-family inventory, strong tenant demand, and consistent investor activity across residential and agricultural-adjacent product.
Fidelity Funding provides hard money loans, private money, and bridge financing for Dos Palos borrowers across fix and flip, rental, and small commercial scenarios.
Dos Palos anchors a productive agricultural corner of California where DSCR rental yields and small-commercial bridge dominate investor activity.
Investor exits in Dos Palos typically involve a DSCR refi or small commercial stabilization play. Local pocket coverage includes Downtown Dos Palos, South Dos Palos, Center Avenue corridor, Highway 33 corridor and adjacent Dos Palos submarkets.
Estimated local median: $231K · Typical loan range: $150K – $289K · Top program: DSCR rental and small commercial
Most Dos Palos private money loans we fund range from $150K to $289K, sized against an estimated local median around $231K. Loans outside that range are case-by-case based on parcel and scope.
For Dos Palos, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Dos Palos hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Dos Palos.
Yes. DSCR loans are well-suited to Dos Palos's rental market.
Yes. We regularly close Dos Palos loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT