Fort Jones is a mountain resort market in Siskiyou County with strong short-term rental demand, scarce inventory, and consistent investor activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Fort Jones borrowers across fix and flip, rental, and small commercial scenarios.
Mountain STR cash flow drives investor activity in Fort Jones; properties around the $225K median often DSCR-qualify based on peak-season nightly rates.
We structure Fort Jones loans with weather-window buffers so rehab draws align with the local construction calendar. Local pocket coverage includes Downtown Fort Jones, Scott Valley, South Fort Jones, Highway 3 corridor and adjacent Fort Jones submarkets.
Estimated local median: $225K · Typical loan range: $146K – $282K · Top program: STR DSCR and rehab
Most Fort Jones private money loans we fund range from $146K to $282K, sized against an estimated local median around $225K. Loans outside that range are case-by-case based on parcel and scope.
For Fort Jones, our highest-volume program is STR DSCR and rehab. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Fort Jones hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Fort Jones.
Yes. DSCR loans are well-suited to Fort Jones's rental market.
Yes. Our DSCR program qualifies Fort Jones short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT