Yreka is the seat of Siskiyou County, a Gold Rush town in the far north near the Oregon line where a well-preserved historic Miner Street district and the mountain backdrop of the Shasta Valley define its character. Downtown Yreka holds that historic core, the Greenhorn area recalls the placer-mining history, and South Yreka and Foothill carry a mix of older homes and newer builds climbing toward the surrounding hills. The economy blends government, healthcare, timber history, and Interstate 5 commerce, and pricing runs among the most affordable in the state, giving investors substantial room on entry.
Fidelity Funding lends directly across Siskiyou County and underwrites on the asset and the plan rather than a borrower's income documents. That approach fits a remote market where older housing offers value-add work and conventional lenders are scarce. Whether you are restoring a Miner Street historic home, flipping a South Yreka fixer, or holding a DSCR rental backed by the county-seat economy, we close in five to ten business days and fund up to 90% of purchase plus 100% of rehab.
For a property in Yreka, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Yreka, Greenhorn, South Yreka, Foothill and adjacent Yreka submarkets.
Illustrative property value: $225K · Illustrative financing range: $146K – $282K · Programs to discuss: STR DSCR and rehab
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $146K to $282K range below is an illustration, not funded-loan history or an offer.
Options to discuss include STR DSCR and rehab, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. We finance flips and bridge loans on older Miner Street-district homes and buildings, underwriting the completed value on an asset basis.
Entry pricing is among the lowest in the state, giving substantial room for value-add work. We size loans to the property and your plan.
As fast as five to seven business days once title and valuation clear, typically within five to ten as a direct lender.
Yes, we lend statewide, including remote counties like Siskiyou where conventional financing is scarce, underwriting on the asset and your plan.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT