Yreka is the seat of Siskiyou County, a Gold Rush town in the far north near the Oregon line where a well-preserved historic Miner Street district and the mountain backdrop of the Shasta Valley define its character. Downtown Yreka holds that historic core, the Greenhorn area recalls the placer-mining history, and South Yreka and Foothill carry a mix of older homes and newer builds climbing toward the surrounding hills. The economy blends government, healthcare, timber history, and Interstate 5 commerce, and pricing runs among the most affordable in the state, giving investors substantial room on entry.
Fidelity Funding lends directly across Siskiyou County and underwrites on the asset and the plan rather than a borrower's income documents. That approach fits a remote market where older housing offers value-add work and conventional lenders are scarce. Whether you are restoring a Miner Street historic home, flipping a South Yreka fixer, or holding a DSCR rental backed by the county-seat economy, we close in five to ten business days and fund up to 90% of purchase plus 100% of rehab.
Yreka is a California mountain community where STR demand and seasonal access shape both DSCR underwriting and rehab schedules.
Investor exits in Yreka usually involve a 12 to 18 month rehab-to-stabilization timeline that respects seasonal build constraints. Local pocket coverage includes Downtown Yreka, Greenhorn, South Yreka, Foothill and adjacent Yreka submarkets.
Estimated local median: $225K · Typical loan range: $146K – $282K · Top program: STR DSCR and rehab
Most Yreka private money loans we fund range from $146K to $282K, sized against an estimated local median around $225K. Loans outside that range are case-by-case based on parcel and scope.
For Yreka, our highest-volume program is STR DSCR and rehab. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. We finance flips and bridge loans on older Miner Street-district homes and buildings, underwriting the completed value on an asset basis.
Entry pricing is among the lowest in the state, giving substantial room for value-add work. We size loans to the property and your plan.
As fast as five to seven business days once title and valuation clear, typically within five to ten as a direct lender.
Yes, we lend statewide, including remote counties like Siskiyou where conventional financing is scarce, underwriting on the asset and your plan.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT