Indio is the largest and fastest-growing city in the Coachella Valley, anchored by major events including Coachella and Stagecoach, expanding single-family inventory, and consistent investor demand for short-term rentals and value-add properties.
Fidelity Funding provides hard money loans, private money, and bridge financing for Indio across fix and flip, short-term rental, and small commercial scenarios.
Standard suburban product in Indio accounts for the bulk of our local volume — the median is around $570K and fix-and-flip deals here close on schedule.
Typical Indio deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Sun City Shadow Hills, Terra Lago, Indian Palms, Heritage Palms, Talavera, Bermuda Dunes border and adjacent Indio submarkets.
Estimated local median: $570K · Typical loan range: $371K – $713K · Top program: fix-and-flip and DSCR rental
Most Indio private money loans we fund range from $371K to $713K, sized against an estimated local median around $570K. Loans outside that range are case-by-case based on parcel and scope.
For Indio, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Our DSCR program qualifies Indio short-term rentals using platform income data tied to event-driven demand.
Most Indio hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Indio.
Yes. We regularly close Indio loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT