Loomis is a small, semi-rural town in Placer County between Rocklin and Auburn along I-80, known for its fiercely protected small-town character, larger lots and horse properties, and a compact Downtown centered on the historic Blue Goose fruit-packing shed. Its resistance to dense development keeps the housing base low-density, spanning older Downtown homes, acreage parcels near the King Road area and Horseshoe Bar, and properties along the Penryn border. Buyers value the rural lifestyle within easy reach of Sacramento-area jobs, keeping demand steady and values firm.
Fidelity Funding lends directly across California, and our asset-based approach fits Loomis' mix of acreage, horse properties, and value-add homes that don't always suit conventional lenders. We underwrite the property and the plan and close in as little as five to seven business days. Whether an investor is renovating an older Downtown home, holding a larger-lot rental on DSCR terms, or bridging a horse-property purchase near Horseshoe Bar, our capital keeps pace in this distinctive semi-rural market.
For a property in Loomis, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Loomis, Penryn border, King Road area, Horseshoe Bar and adjacent Loomis submarkets.
Illustrative property value: $641K · Illustrative financing range: $417K – $802K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $417K to $802K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. Larger-lot and rural properties are central to Loomis, and as an asset-based lender we can finance them where conventional lenders hesitate.
Absolutely. Older Downtown homes are value-add candidates, and we cover up to 100% of rehab costs with fast closings.
Yes, our DSCR loans qualify on the property's rental income, which suits larger-lot rentals in a rural-lifestyle market.
As fast as five to seven business days once title and appraisal clear, since we make decisions in-house as a direct lender.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT