Manteca is an established suburban market in San Joaquin County with strong owner-user and investor demand, deep single-family inventory, and steady rental absorption.
Fidelity Funding provides hard money loans, private money, and bridge financing for Manteca borrowers across fix and flip, rental, and small commercial scenarios.
Manteca is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $494K-band fix-and-flip inventory absorbs reliably.
Investor exits in Manteca skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $494K median for downside protection. Local pocket coverage includes Del Webb, Oakwood Trails, Spreckels Park, Woodward Park, Powers Tract, Union Ranch and adjacent Manteca submarkets.
Estimated local median: $494K · Typical loan range: $321K – $618K · Top program: fix-and-flip and DSCR rental
Most Manteca private money loans we fund range from $321K to $618K, sized against an estimated local median around $494K. Loans outside that range are case-by-case based on parcel and scope.
For Manteca, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Manteca hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Manteca.
Yes. DSCR loans are well-suited to Manteca's rental market.
Yes. We regularly close Manteca loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT