Montague lies out on the open floor of Shasta Valley east of Yreka, a former railroad and farming town framed by dramatic views of Mount Shasta. The old rail heritage shaped its layout, with Downtown Montague and its historic depot at the core and agricultural land, hay ground, and cattle country spreading out along the Big Springs corridor and toward Shasta Valley proper. Housing is modest and affordable, ranging from early-1900s homes in town to ranch-style houses on acreage south of the center, drawing buyers who want land, quiet, and that unobstructed mountain backdrop.
Fidelity Funding lends directly across Siskiyou County and understands the agricultural and mixed-use collateral that dominates Montague. Because our loans are asset-based, we can underwrite a value-add home in town, a small Shasta Valley ranch, or a commercial parcel on the property's merits and the borrower's plan rather than pages of income documentation. We close in five to ten business days, fund up to 90% of cost plus rehab, and provide DSCR loans for landlords holding rentals long term. Talk to a decision-maker directly at (877) 300-3007.
For a property in Montague, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Montague, Big Springs corridor, South Montague, Shasta Valley and adjacent Montague submarkets.
Illustrative property value: $225K · Illustrative financing range: $146K – $282K · Programs to discuss: STR DSCR and rehab
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $146K to $282K range below is an illustration, not funded-loan history or an offer.
Options to discuss include STR DSCR and rehab, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. Shasta Valley homes on larger parcels with outbuildings are common, and we underwrite them on the asset and your plan rather than a standard residential lot size.
Typically five to ten business days, and as fast as five to seven once title and valuation are complete. Being a direct lender keeps our timeline tight.
Yes. DSCR loans let us qualify the property on its rental income, which suits landlords holding affordable Shasta Valley homes for cash flow.
We lend from $50K to $50M statewide, so the modest values common in Montague fall well within our range.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT