Palm Desert is the retail and lifestyle hub of the Coachella Valley, with strong demand for luxury single-family, country club inventory, and high-traffic commercial along El Paseo. Investors here move quickly on luxury rehab and commercial bridge plays.
Fidelity Funding provides hard money loans, private money, and bridge financing for Palm Desert across luxury residential, short-term rental, and commercial scenarios.
Palm Desert fits the classic suburban California fix-and-flip profile: a $570K median, predictable comp sets, and a deep first-time-buyer pool.
Most Palm Desert loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes El Paseo, Ironwood Country Club, Bighorn, Indian Ridge, Marrakesh, Suncrest and adjacent Palm Desert submarkets.
Estimated local median: $570K · Typical loan range: $371K – $713K · Top program: fix-and-flip and DSCR rental
Most Palm Desert private money loans we fund range from $371K to $713K, sized against an estimated local median around $570K. Loans outside that range are case-by-case based on parcel and scope.
For Palm Desert, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. We regularly fund high-dollar rehabs in Palm Desert country club communities and along El Paseo.
Yes. Our DSCR program qualifies Palm Desert short-term rentals using platform income data.
Most Palm Desert hard money loans close in 5 to 10 business days.
Yes. We provide bridge and hard money loans on retail and mixed-use property in Palm Desert.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT