Paradise is a Butte County ridge town whose story was reshaped by the 2018 Camp Fire, and its market today is defined by rebuilding: cleared lots, new construction, and returning residents across Downtown Paradise, the Pearson Road corridor, the Skyway corridor, and toward the Magalia border. Before the fire it was a wooded retirement and family community perched above the Sacramento Valley, and that character is steadily returning as infrastructure is restored and thousands of parcels move through the rebuild pipeline. The town now offers a rare concentration of buildable lots and ground-up opportunity in Northern California.
Fidelity Funding lends directly across Butte County and underwrites on the asset and the plan rather than a borrower's tax returns, which is exactly what a rebuilding market needs. Construction and bridge deals here often involve vacant lots and phased builds that conventional lenders handle poorly. Whether you are building a new home on a cleared Pearson Road lot, bridging into a Skyway corridor parcel, or holding a completed rental, we close in five to ten business days and fund construction plus rehab sized to completed value.
For a property in Paradise, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Paradise, Magalia border, Pearson Road corridor, Skyway corridor and adjacent Paradise submarkets.
Illustrative property value: $327K · Illustrative financing range: $213K – $409K · Programs to discuss: STR DSCR and rehab
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $213K to $409K range below is an illustration, not funded-loan history or an offer.
Options to discuss include STR DSCR and rehab, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. Paradise has an unusually large supply of cleared lots, and our construction program funds ground-up builds sized to the completed value and your exit.
We can help. Bridge financing lets you secure a buildable parcel quickly, then transition into construction once your plans are ready.
As fast as five to seven business days once title and valuation clear, and generally within five to ten as a direct lender.
Yes, our DSCR loans let you hold a finished home for cash flow, qualifying on the property's rental income rather than personal returns.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT