Paradise is a mountain resort market in Butte County with strong short-term rental demand, scarce inventory, and consistent investor activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Paradise borrowers across fix and flip, rental, and small commercial scenarios.
Paradise is a California mountain community where STR demand and seasonal access shape both DSCR underwriting and rehab schedules.
Investor exits in Paradise usually involve a 12 to 18 month rehab-to-stabilization timeline that respects seasonal build constraints. Local pocket coverage includes Downtown Paradise, Magalia border, Pearson Road corridor, Skyway corridor and adjacent Paradise submarkets.
Estimated local median: $327K · Typical loan range: $213K – $409K · Top program: STR DSCR and rehab
Most Paradise private money loans we fund range from $213K to $409K, sized against an estimated local median around $327K. Loans outside that range are case-by-case based on parcel and scope.
For Paradise, our highest-volume program is STR DSCR and rehab. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Paradise hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Paradise.
Yes. DSCR loans are well-suited to Paradise's rental market.
Yes. Our DSCR program qualifies Paradise short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT