FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Perris, California

Perris sits along the I-215 in central Riverside County, a fast-growing city that has become a hub for the Inland Empire's logistics and distribution boom, with massive warehouses and employers reshaping the local economy. Downtown Perris retains older homes near the historic depot, while newer master-planned tracts and communities near Green Valley and the Mead Valley border have brought waves of affordable single-family inventory. Lake Perris State Recreation Area adds a recreation draw, and the combination of warehouse jobs, affordable pricing, and continued residential growth keeps both renters and buyers flowing into the area.

Fidelity Funding is a direct private lender that has served California investors since 2006, underwriting Perris deals on the asset and the plan rather than a slow committee. Whether you are flipping an older Downtown home, holding a DSCR rental for the warehouse workforce, or financing new construction, we fund in 5 to 10 business days with rates from 9.99% and leverage up to 90% of cost plus rehab. In a high-growth logistics market, our in-house speed keeps investors ahead of persistent demand.

Perris Market Brief

Standard suburban product in Perris accounts for the bulk of our local volume — the median is around $570K and fix-and-flip deals here close on schedule.

Typical Perris deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Downtown Perris, Mead Valley border, Lake Perris, Green Valley and adjacent Perris submarkets.

Perris Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

Estimated local median: $570K · Typical loan range: $371K – $713K · Top program: fix-and-flip and DSCR rental

Perris Lender FAQs

What loan amounts are typical in Perris?

Most Perris private money loans we fund range from $371K to $713K, sized against an estimated local median around $570K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Perris best?

For Perris, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Fund affordable flips near Downtown Perris
  • DSCR rentals for the I-215 warehouse workforce
  • Construction loans on remaining developable land
  • Up to 90% LTC plus 100% of rehab costs
  • Low entry pricing that boosts hold cash flow
  • Direct-lender closings in 5-10 business days

Frequently Asked Questions

What drives the Perris market?

The Inland Empire logistics boom along the I-215 has brought major warehouse employers, sustaining strong rental demand and steady population growth.

Is Perris better for flips or rentals?

Both work. Affordable older homes suit cosmetic flips, while the distribution workforce supports DSCR holds with attractive cash-flow yields.

Do you fund new construction in Perris?

Yes. We offer construction financing for infill and tract builds on remaining developable land, alongside our fix-and-flip and DSCR programs.

How quickly can you close?

Typically 5 to 10 business days, and as fast as 5-7 when documents cooperate, because we are a direct lender making decisions in-house.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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