Point Arena is a coastal market in Mendocino County with steady year-round demand, strong rental absorption, and consistent investor activity across single-family and small commercial product.
Fidelity Funding provides hard money loans, private money, and bridge financing for Point Arena borrowers across fix and flip, rental, and small commercial scenarios.
Coastal access and STR cash flow drive Point Arena pricing — the local median runs around $656K and yield-focused investors here typically blend rehab capital with DSCR refi.
Typical Point Arena projects run 6 to 9 months of runway with rehab draws sequenced around coastal permit timing and contractor availability. Local pocket coverage includes Downtown Point Arena, Lighthouse area, South Point Arena, Schooner Gulch and adjacent Point Arena submarkets.
Estimated local median: $656K · Typical loan range: $427K – $820K · Top program: fix-and-flip and short-term rental DSCR
Most Point Arena private money loans we fund range from $427K to $820K, sized against an estimated local median around $656K. Loans outside that range are case-by-case based on parcel and scope.
For Point Arena, our highest-volume program is fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Point Arena hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Point Arena.
Yes. DSCR loans are well-suited to Point Arena's rental market.
Yes. We regularly close Point Arena loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT