San Mateo is an established suburban market in San Mateo County with strong owner-user and investor demand, deep single-family inventory, and steady rental absorption.
Fidelity Funding provides hard money loans, private money, and bridge financing for San Mateo borrowers across fix and flip, rental, and small commercial scenarios.
San Mateo fits the classic suburban California fix-and-flip profile: a $1.33M median, predictable comp sets, and a deep first-time-buyer pool.
Most San Mateo loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Hillsdale, Aragon, Baywood, San Mateo Park, North Shoreview, Fiesta Gardens and adjacent San Mateo submarkets.
Estimated local median: $1.33M · Typical loan range: $865K – $1.66M · Top program: fix-and-flip and DSCR rental
Most San Mateo private money loans we fund range from $865K to $1.66M, sized against an estimated local median around $1.33M. Loans outside that range are case-by-case based on parcel and scope.
For San Mateo, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most San Mateo hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in San Mateo.
Yes. DSCR loans are well-suited to San Mateo's rental market.
Yes. We regularly close San Mateo loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT