Susanville is a mountain resort market in Lassen County with strong short-term rental demand, scarce inventory, and consistent investor activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Susanville borrowers across fix and flip, rental, and small commercial scenarios.
Mountain STR cash flow drives investor activity in Susanville; properties around the $200K median often DSCR-qualify based on peak-season nightly rates.
We structure Susanville loans with weather-window buffers so rehab draws align with the local construction calendar. Local pocket coverage includes Downtown Susanville, Janesville border, Uptown Susanville, Richmond Road and adjacent Susanville submarkets.
Estimated local median: $200K · Typical loan range: $130K – $250K · Top program: STR DSCR and rehab
Most Susanville private money loans we fund range from $130K to $250K, sized against an estimated local median around $200K. Loans outside that range are case-by-case based on parcel and scope.
For Susanville, our highest-volume program is STR DSCR and rehab. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Susanville hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Susanville.
Yes. DSCR loans are well-suited to Susanville's rental market.
Yes. Our DSCR program qualifies Susanville short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT