Lassen County spreads across the high desert and volcanic plateau of far northeastern California, roughly 32,000+ residents anchored by Susanville, the county seat, with smaller communities dotting a vast, rural landscape near the Nevada line. The economy has long leaned on state and federal corrections facilities as major employers, along with ranching and agriculture, timber, and recreation drawn to nearby Lassen Volcanic National Park, Eagle Lake, and Honey Lake. The median home value near $235,000 makes Lassen one of the most affordable markets in the entire state, with a stock of older homes offering exceptionally low-basis entry. Investors work value-add flips, workforce rentals serving the corrections and public-sector economy, and small multifamily in and around Susanville.
Fidelity Funding Corp has funded California real estate directly since 2006, and we lend in far northeastern counties like Lassen that most lenders skip. As a direct lender we close fix-and-flip, bridge, DSCR, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're rehabbing a Susanville home, adding a workforce rental, or bridging a purchase in a market where few lenders operate, we underwrite on the deal's merits and fund with certainty. Call (877) 300-3007.
Financing in Lassen County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $235K · Illustrative financing range: $141K – $329K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $141K to $329K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes. We fund throughout the state, including remote high-desert counties like Lassen. As a direct lender we underwrite each property on its own merits, so an isolated location near the Nevada line isn't a barrier when the deal works.
It works well. Our $50K minimum loan fits the county's affordable price points, and a very low basis often makes flips and rentals pencil more easily. We size financing to the specific deal, not a market average.
They can be. Corrections and public-sector employment anchor steady rental demand in Susanville, and our DSCR loans qualify on rental income rather than tax returns, which suits buy-and-hold investors.
Typically 5 to 10 business days. As a direct lender we control our own capital, so we can move quickly even in far northeastern California. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT