FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Burlingame, California

Burlingame is a polished, tree-lined Peninsula city famed for its Broadway and Burlingame Avenue shopping districts, its early-1900s craftsman and Tudor homes in the Easton Addition and Burlingame Park, and its enviable location between San Francisco and SFO. The hillside homes of Burlingame Hills command bay views, while the flatter Lyon Hoag pocket offers denser stock closer to the freeway and Caltrain. Buyers here are affluent tech and finance families paying for schools, walkability, and proximity to the airport and city, which keeps well-renovated and new-construction homes moving at strong price points. The mix of protected vintage architecture and premium demand creates a distinctive value-add market.

Fidelity Funding is a direct, asset-based lender comfortable at Burlingame's price tier. We underwrite the property and the plan rather than tax returns, close in five to ten business days, and fund loans large enough for high-end renovations and tear-down rebuilds. Whether you are restoring an Easton Addition period home, rebuilding on a Burlingame Park lot, or bridging a competitive acquisition, our capital lets the deal move at the pace this premium Peninsula market demands.

Burlingame Market Brief

Burlingame draws move-up buyers from across California, and luxury fix-and-flip projects here regularly trade above the $2.17M median once renovated.

Typical Burlingame deals pair acquisition bridge capital with a rehab tranche sized to the local finish standard, exiting to a move-up family buyer drawn by school-district demand. Local pocket coverage includes Easton Addition, Burlingame Park, Burlingame Hills, Lyon Hoag and adjacent Burlingame submarkets.

Burlingame Lending Notes

  • HOA and CC&R review built into close timeline
  • School-district premium reflected in ARV underwriting
  • Permit pre-screen for cosmetic vs. structural scope

Estimated local median: $2.17M · Typical loan range: $1.41M – $2.71M · Top program: high-balance fix-and-flip and bridge

Burlingame Lender FAQs

What loan amounts are typical in Burlingame?

Most Burlingame private money loans we fund range from $1.41M to $2.71M, sized against an estimated local median around $2.17M. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Burlingame best?

For Burlingame, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • High-end renovation loans for Easton Addition period homes
  • Tear-down and rebuild financing on Burlingame Park lots
  • Bridge capital for competitive Peninsula acquisitions
  • View-lot construction loans in Burlingame Hills
  • Fast closings minutes from SFO and San Francisco
  • Asset-based underwriting at the luxury price tier

Frequently Asked Questions

Do you finance luxury renovations in Burlingame?

Yes. We fund high-end renovations and rebuilds on Easton Addition and Burlingame Park homes, sizing the loan on completed value and covering up to 100% of rehab costs.

Can you fund a tear-down rebuild here?

We provide ground-up construction financing for spec and estate rebuilds, underwriting the build plan and finished comps rather than income documentation.

How fast can you close in Burlingame?

Typically five to ten business days once title and appraisal clear, which lets buyers compete for scarce listings without a conventional lender's delays.

Are view lots in Burlingame Hills worth targeting?

Yes. Bay-view homes in Burlingame Hills command a premium, and our construction and bridge loans help investors capture that value with speed.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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