FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Calistoga, California

Calistoga sits in the heart of Napa County wine country, with strong tourism, an active short-term rental market, and consistent demand for vineyard-adjacent residential and small commercial property.

Fidelity Funding provides hard money loans, private money, and bridge financing for Calistoga borrowers across fix and flip, rental, and small commercial scenarios.

Calistoga Market Brief

Calistoga sits in California's wine-country corridor where agricultural overlay, STR permitting, and well/septic considerations shape every underwriting file.

Investors in Calistoga typically pair a bridge acquisition loan with a modest rehab line for tasting-room finishes or vineyard cottage upgrades. Local pocket coverage includes Downtown Calistoga, Foothill, Silverado Trail corridor, Mt View and adjacent Calistoga submarkets.

Calistoga Lending Notes

  • Agricultural overlay zoning confirmed pre-funding
  • STR permit and TOT compliance verified
  • Well, septic, and parcel review built into timeline

Estimated local median: $1.09M · Typical loan range: $710K – $1.37M · Top program: vineyard-adjacent STR DSCR and small commercial bridge

Calistoga Lender FAQs

What loan amounts are typical in Calistoga?

Most Calistoga private money loans we fund range from $710K to $1.37M, sized against an estimated local median around $1.09M. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Calistoga best?

For Calistoga, our highest-volume program is vineyard-adjacent STR DSCR and small commercial bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Hard money loans Calistoga with fast funding
  • Private money lender Calistoga for investors
  • Bridge loans Calistoga for time-sensitive deals
  • Fix and flip loans Calistoga with rehab funding
  • DSCR loans Calistoga for rental investors
  • Short-term rental loans Calistoga

Frequently Asked Questions

How fast can a Calistoga hard money loan close?

Most Calistoga hard money loans close in 5 to 10 business days.

Do you fund fix and flip projects in Calistoga?

Yes. Fix and flip is one of our most-funded loan types in Calistoga.

Do you offer DSCR rental loans in Calistoga?

Yes. DSCR loans are well-suited to Calistoga's rental market.

Do you fund short-term rental properties in Calistoga?

Yes. Our DSCR program qualifies Calistoga short-term rentals using platform income data.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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