Napa County is the pinnacle of global wine country real estate. The market is defined by ultra-luxury estates, exclusive hospitality venues, and stringent development regulations. Success here requires deep pockets, patience, and a lender who understands high-value, unique assets.
Fidelity Funding is a trusted capital partner in Napa County. We deliver the jumbo hard money loans required to execute multi-million dollar estate renovations, provide bridge financing for commercial hospitality acquisitions, and offer reliable funding in a market where traditional banks often struggle with complex valuations.
Napa County fits the classic suburban California fix-and-flip profile: a $950K median, predictable comp sets, and a deep first-time-buyer pool.
Most Napa County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.
County median home value: $950K · Typical loan range: $570K – $1.33M · Top program: fix-and-flip and DSCR rental
Across Napa County, our typical private money loans range from $570K to $1.33M, sized against a county median of $950K. Larger commercial and multifamily scenarios are sized separately.
In Napa County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
We routinely fund high-balance loans and have the capacity for deals exceeding $25M+ for premier Napa assets.
We provide bridge capital secured by the real estate (the estate home, tasting room, production facility), not the ongoing business operations.
Yes, we have deep experience funding luxury real estate transactions throughout the entire Napa Valley.
Even on large, complex luxury assets, we can typically close within 10 to 14 days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT