Yountville sits in the heart of Napa County wine country, with strong tourism, an active short-term rental market, and consistent demand for vineyard-adjacent residential and small commercial property.
Fidelity Funding provides hard money loans, private money, and bridge financing for Yountville borrowers across fix and flip, rental, and small commercial scenarios.
Wine-country pricing in Yountville reflects both lifestyle demand and STR cash flow potential; we underwrite Yountville loans around a $1.09M median benchmark.
Most Yountville files we fund involve STR-permit verification up front and a takeout structured against vacation-rental DSCR. Local pocket coverage includes Yountville Village, Vintage Estates, Ranch Estates, Yount Mill, Mayacamas border, Highway 29 corridor and adjacent Yountville submarkets.
Estimated local median: $1.09M · Typical loan range: $710K – $1.37M · Top program: vineyard-adjacent STR DSCR and small commercial bridge
Most Yountville private money loans we fund range from $710K to $1.37M, sized against an estimated local median around $1.09M. Loans outside that range are case-by-case based on parcel and scope.
For Yountville, our highest-volume program is vineyard-adjacent STR DSCR and small commercial bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Yountville hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Yountville.
Yes. DSCR loans are well-suited to Yountville's rental market.
Yes. Our DSCR program qualifies Yountville short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT