Yountville is a small, high-value enclave in the middle of the Napa Valley, world-famous for its concentration of Michelin-starred dining and boutique lodging that keeps the compact Yountville Village bustling with affluent travelers. Real estate here skews upscale, from the Vintage Estates and Ranch Estates to homes along Madison Street and larger parcels near the Silverado Trail and toward the Mayacamas border. With limited land, a strict small-town character, and premium hospitality demand along the Highway 29 corridor, inventory is tightly held and values reflect the valley's luxury pedigree.
Fidelity Funding delivers private capital sized for Yountville's high-end market, funding luxury flips, boutique-lodging repositions, estate renovations, and ground-up builds. As an asset-based direct lender, we can move quickly on premium deals where speed and certainty matter, closing in 5 to 10 business days with loan amounts up to $50M. Investors chasing scarce village properties or larger estate parcels along the Silverado Trail gain a funding partner that understands the economics of wine-country luxury.
Wine-country pricing in Yountville reflects both lifestyle demand and STR cash flow potential; we underwrite Yountville loans around a $1.09M median benchmark.
Most Yountville files we fund involve STR-permit verification up front and a takeout structured against vacation-rental DSCR. Local pocket coverage includes Yountville Village, Vintage Estates, Ranch Estates, Yount Mill, Mayacamas border, Highway 29 corridor and adjacent Yountville submarkets.
Estimated local median: $1.09M · Typical loan range: $710K – $1.37M · Top program: vineyard-adjacent STR DSCR and small commercial bridge
Most Yountville private money loans we fund range from $710K to $1.37M, sized against an estimated local median around $1.09M. Loans outside that range are case-by-case based on parcel and scope.
For Yountville, our highest-volume program is vineyard-adjacent STR DSCR and small commercial bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Our loans range from $50K to $50M, so we can fund the estate-scale renovations and high-end flips common in the Yountville market.
We offer bridge and construction financing for small hospitality and mixed-use assets, which fits Yountville's inn and boutique-lodging demand along Highway 29.
It is. As a direct lender underwriting on the asset, we routinely close in 5 to 10 business days, which helps investors win scarce, tightly held village inventory.
We do. Estate-sized lots and vineyard-adjacent parcels there are well suited to our construction and bridge programs.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT