As the second-largest city in the San Diego metropolitan area, Chula Vista offers incredible diversity, from the historic communities in the west to the master-planned developments of the east. The market is dynamic and ripe with opportunity.
Fidelity Funding provides Chula Vista investors with agile private capital. Whether you're rehabbing an older home near the bayfront or building new units in Eastlake, our hard money solutions are built for speed and flexibility.
For a property in Chula Vista, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Eastlake, Otay Ranch, Rancho del Rey, Rolling Hills Ranch, Downtown Chula Vista, Castle Park and adjacent Chula Vista submarkets.
Illustrative property value: $836K · Illustrative financing range: $543K – $1.04M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $543K to $1.04M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes, we are highly active in funding projects that capitalize on the Bayfront redevelopment.
Yes, if local zoning allows, we can fund the construction of ADUs on single-family parcels.
We provide bridge loans secured by commercial real estate, including mixed-use properties.
While we prefer experienced investors, we can work with newer investors who have strong financials.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT