As the second-largest city in the San Diego metropolitan area, Chula Vista offers incredible diversity, from the historic communities in the west to the master-planned developments of the east. The market is dynamic and ripe with opportunity.
Fidelity Funding provides Chula Vista investors with agile private capital. Whether you're rehabbing an older home near the bayfront or building new units in Eastlake, our hard money solutions are built for speed and flexibility.
Chula Vista is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $836K-band fix-and-flip inventory absorbs reliably.
Investor exits in Chula Vista skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $836K median for downside protection. Local pocket coverage includes Eastlake, Otay Ranch, Rancho del Rey, Rolling Hills Ranch, Downtown Chula Vista, Castle Park and adjacent Chula Vista submarkets.
Estimated local median: $836K · Typical loan range: $543K – $1.04M · Top program: fix-and-flip and DSCR rental
Most Chula Vista private money loans we fund range from $543K to $1.04M, sized against an estimated local median around $836K. Loans outside that range are case-by-case based on parcel and scope.
For Chula Vista, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes, we are highly active in funding projects that capitalize on the Bayfront redevelopment.
Yes, if local zoning allows, we can fund the construction of ADUs on single-family parcels.
We provide bridge loans secured by commercial real estate, including mixed-use properties.
While we prefer experienced investors, we can work with newer investors who have strong financials.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT