San Diego combines a world-class coastal lifestyle with a booming tech and biotech economy. The real estate market is fierce, characterized by low inventory and high demand from both residents and investors. Succeeding here requires quick action and reliable capital backing.
Fidelity Funding delivers elite private money solutions to San Diego investors. We fund everything from cosmetic flips in Clairemont to luxury rehabs in La Jolla, and provide the bridge capital needed to acquire and modernize the city's aging multifamily inventory. We cut through the red tape so you can close deals and start your projects immediately.
San Diego fits the classic suburban California fix-and-flip profile: a $836K median, predictable comp sets, and a deep first-time-buyer pool.
Most San Diego loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Pacific Beach, North Park, Hillcrest, La Jolla, Clairemont, Ocean Beach and adjacent San Diego submarkets.
Estimated local median: $836K · Typical loan range: $543K – $1.04M · Top program: fix-and-flip and DSCR rental
Most San Diego private money loans we fund range from $543K to $1.04M, sized against an estimated local median around $836K. Loans outside that range are case-by-case based on parcel and scope.
For San Diego, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes, our DSCR loan is perfect for short-term rentals, utilizing AirDNA data to qualify the property's income potential.
Yes, we provide bridge loans for retail, office, and mixed-use properties in Downtown San Diego and the Gaslamp Quarter.
We offer ground-up construction financing for experienced developers building single-family or multifamily projects.
We can issue a term sheet within 24 hours and close in as little as 5 to 7 days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT