San Diego combines a world-class coastal lifestyle with a booming tech and biotech economy. The real estate market is fierce, characterized by low inventory and high demand from both residents and investors. Succeeding here requires quick action and reliable capital backing.
Fidelity Funding delivers elite private money solutions to San Diego investors. We fund everything from cosmetic flips in Clairemont to luxury rehabs in La Jolla, and provide the bridge capital needed to acquire and modernize the city's aging multifamily inventory. We cut through the red tape so you can close deals and start your projects immediately.
For a property in San Diego, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Pacific Beach, North Park, Hillcrest, La Jolla, Clairemont, Ocean Beach and adjacent San Diego submarkets.
Illustrative property value: $836K · Illustrative financing range: $543K – $1.04M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $543K to $1.04M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes, our DSCR loan is perfect for short-term rentals, utilizing AirDNA data to qualify the property's income potential.
Yes, we provide bridge loans for retail, office, and mixed-use properties in Downtown San Diego and the Gaslamp Quarter.
We offer ground-up construction financing for experienced developers building single-family or multifamily projects.
We can issue a term sheet within 24 hours and close in as little as 5 to 7 days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT