Folsom is a premier suburban community in Sacramento County, with strong demand for luxury single-family, top-rated schools, and consistent investor and owner-user activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Folsom borrowers across fix and flip, rental, and small commercial scenarios.
Folsom is a premium California enclave where school-district pull and HOA-controlled inventory keep values resilient even when the broader market softens.
Investors in Folsom often layer in cosmetic-plus-kitchens scopes that lift the property a full price tier above the $806K median without triggering structural permits. Local pocket coverage includes Empire Ranch, Briggs Ranch, Lake Natoma, Folsom Heights, Russell Ranch, Broadstone and adjacent Folsom submarkets.
Estimated local median: $806K · Typical loan range: $524K – $1.01M · Top program: high-balance fix-and-flip and bridge
Most Folsom private money loans we fund range from $524K to $1.01M, sized against an estimated local median around $806K. Loans outside that range are case-by-case based on parcel and scope.
For Folsom, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Folsom hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Folsom.
Yes. DSCR loans are well-suited to Folsom's rental market.
Yes. We regularly fund high-dollar rehab projects throughout Folsom.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT