Sacramento represents the perfect intersection of affordability, growth, and steady demand. As the state capital, it provides a stable economic base, while the influx of residents seeking relief from Bay Area prices continues to drive property values upward. It is a prime market for yield-seeking real estate investors.
Fidelity Funding is a highly active lender in the Sacramento region. We provide the agile capital needed to acquire distressed housing stock, execute fix-and-flips, or build long-term rental portfolios. Our streamlined processes are designed to help you scale your real estate business efficiently.
For a property in Sacramento, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Midtown, East Sacramento, Land Park, Oak Park, Natomas, Carmichael and adjacent Sacramento submarkets.
Illustrative property value: $494K · Illustrative financing range: $321K – $618K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $321K to $618K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes, we lend throughout the greater Sacramento region, including Elk Grove, Roseville, and Folsom.
Excellent. The tenant base is stable (heavily government and healthcare), and acquisition costs allow for strong cash flow.
We can handle both sides of the transaction. You use our short-term rehab loan to fix the property, and once leased, we seamlessly refinance you into our DSCR loan.
Yes, we provide bridge capital for investors repositioning commercial assets like retail centers or small office buildings.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT