Hollister is the seat of San Benito County, a former farm and ranch town on the edge of the San Joaquin Valley's agricultural belt that has grown into a bedroom community for workers commuting over the hill to Silicon Valley and the Salinas Valley. Known for the annual motorcycle rally and its agricultural roots, the town blends a walkable historic Downtown Hollister with newer subdivisions, the golf-oriented Ridgemark community to the south, and rural parcels along the San Juan Road corridor and out toward the Cienega wine area. Commuter-driven demand and relative affordability keep the housing market active.
Fidelity Funding lends directly across San Benito County and understands the value-add and commuter-rental dynamics that shape Hollister. Because our loans are asset-based, we underwrite the property and the plan rather than a borrower's income file, and we close in five to ten business days. Whether you are flipping an older downtown home, holding a rental sized to the Silicon Valley commuter demand on a DSCR loan, or bridging into a Ridgemark purchase, we fund up to 90% of cost plus 100% of rehab. Reach a decision-maker directly at (877) 300-3007.
Hollister fits the classic suburban California fix-and-flip profile: a $698K median, predictable comp sets, and a deep first-time-buyer pool.
Most Hollister loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Downtown Hollister, Ridgemark, San Juan Road corridor, Cienega area and adjacent Hollister submarkets.
Estimated local median: $698K · Typical loan range: $454K – $873K · Top program: fix-and-flip and DSCR rental
Most Hollister private money loans we fund range from $454K to $873K, sized against an estimated local median around $698K. Loans outside that range are case-by-case based on parcel and scope.
For Hollister, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We fund single-family flips, small multifamily, and DSCR rentals across Downtown Hollister, Ridgemark, and the San Juan Road corridor, all on an asset basis.
Yes. DSCR loans qualify on the property's rental income, which fits demand from Silicon Valley commuters and the local agricultural workforce.
Yes. We fund homes on larger parcels along the San Juan Road and Cienega corridors on an asset basis, sized to the property and your plan.
As fast as five to seven business days once title and valuation clear, since we make our own lending decisions.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT