San Juan Bautista is a small, historic town in San Benito County built around Mission San Juan Bautista and the state historic park that preserves its Spanish-colonial plaza, the largest of the California missions. Its walkable Third Street lined with antique shops, restaurants, and 19th-century buildings makes it a genuine tourism draw between Hollister and the Highway 101 corridor. Housing is limited and characterful, from older homes near Downtown San Juan Bautista and the Mission area to rural parcels along the Anzar Road corridor and the surrounding farmland, and demand runs strong from those seeking a historic small-town setting within reach of the coast and Silicon Valley.
Fidelity Funding lends directly across San Benito County and understands the historic and tourism-driven collateral that defines San Juan Bautista. Because our loans are asset-based, we underwrite the property and the plan rather than a borrower's income file, which suits investors restoring older homes or running short-term rentals near the mission. We close in five to ten business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR loans for the local rental economy. Reach a decision-maker directly at (877) 300-3007.
For a property in San Juan Bautista, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown San Juan Bautista, Mission area, South San Juan Bautista, Anzar Road corridor and adjacent San Juan Bautista submarkets.
Illustrative property value: $735K · Illustrative financing range: $478K – $919K · Programs to discuss: historic-district fix-and-flip and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $478K to $919K range below is an illustration, not funded-loan history or an offer.
Options to discuss include historic-district fix-and-flip and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. We finance older character homes on an asset basis, underwriting your restoration plan and after-repair value rather than penalizing the home's age.
Yes. DSCR loans qualify on the property's income, which suits rentals serving the steady tourism traffic drawn to the mission and historic plaza.
Absolutely. As a direct lender we close in as little as five to seven business days, which matters where character listings are limited.
Yes. We fund homes on larger parcels along the Anzar Road corridor on an asset basis, sized to the property and your plan.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT