San Juan Bautista is a small, historic town in San Benito County built around Mission San Juan Bautista and the state historic park that preserves its Spanish-colonial plaza, the largest of the California missions. Its walkable Third Street lined with antique shops, restaurants, and 19th-century buildings makes it a genuine tourism draw between Hollister and the Highway 101 corridor. Housing is limited and characterful, from older homes near Downtown San Juan Bautista and the Mission area to rural parcels along the Anzar Road corridor and the surrounding farmland, and demand runs strong from those seeking a historic small-town setting within reach of the coast and Silicon Valley.
Fidelity Funding lends directly across San Benito County and understands the historic and tourism-driven collateral that defines San Juan Bautista. Because our loans are asset-based, we underwrite the property and the plan rather than a borrower's income file, which suits investors restoring older homes or running short-term rentals near the mission. We close in five to ten business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR loans for the local rental economy. Reach a decision-maker directly at (877) 300-3007.
Historic-district overlays and permit timelines shape San Juan Bautista renovation projects, but the resulting product trades at a premium to the $735K local median.
Investor exits in San Juan Bautista skew to design-driven owner-occupant buyers, so loan structures include enough rehab runway to deliver finished product, not contractor-special listings. Local pocket coverage includes Downtown San Juan Bautista, Mission area, South San Juan Bautista, Anzar Road corridor and adjacent San Juan Bautista submarkets.
Estimated local median: $735K · Typical loan range: $478K – $919K · Top program: historic-district fix-and-flip and small commercial
Most San Juan Bautista private money loans we fund range from $478K to $919K, sized against an estimated local median around $735K. Loans outside that range are case-by-case based on parcel and scope.
For San Juan Bautista, our highest-volume program is historic-district fix-and-flip and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. We finance older character homes on an asset basis, underwriting your restoration plan and after-repair value rather than penalizing the home's age.
Yes. DSCR loans qualify on the property's income, which suits rentals serving the steady tourism traffic drawn to the mission and historic plaza.
Absolutely. As a direct lender we close in as little as five to seven business days, which matters where character listings are limited.
Yes. We fund homes on larger parcels along the Anzar Road corridor on an asset basis, sized to the property and your plan.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT