Los Gatos is a premier suburban community in Santa Clara County, with strong demand for luxury single-family, top-rated schools, and consistent investor and owner-user activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Los Gatos borrowers across fix and flip, rental, and small commercial scenarios.
Investor demand in Los Gatos is anchored by long-tenured owners and tight resale supply — typical project values run around $2.33M and competition rewards fast closers.
We structure Los Gatos loans with realistic HOA and CC&R review baked into close timelines so the project hits market in the right seasonal window. Local pocket coverage includes Almond Grove, Downtown Los Gatos, Glenridge, Belgatos and adjacent Los Gatos submarkets.
Estimated local median: $2.33M · Typical loan range: $1.51M – $2.91M · Top program: high-balance fix-and-flip and bridge
Most Los Gatos private money loans we fund range from $1.51M to $2.91M, sized against an estimated local median around $2.33M. Loans outside that range are case-by-case based on parcel and scope.
For Los Gatos, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Los Gatos hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Los Gatos.
Yes. DSCR loans are well-suited to Los Gatos's rental market.
Yes. We regularly fund high-dollar rehab projects throughout Los Gatos.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT