San Bruno sits on the northern Peninsula between South San Francisco and Millbrae, a solidly built commuter city right beside SFO and served by BART and Caltrain. Its neighborhoods range from the walkable Downtown San Bruno and San Bruno Park flats to the hillside Crestmoor and Rollingwood tracts that climb toward Skyline with bay views. Employment leans on the airport, nearby biotech in South San Francisco, and the YouTube campus at the Bayhill office park, giving the city a steady job base and reliable commuter demand. Much of the housing is postwar and midcentury, now dated, which offers renovation-minded investors clear value-add opportunity in a well-located, transit-rich market.
Fidelity Funding is a direct, asset-based lender, so a San Bruno investor works directly with the people who fund the loan. We underwrite the property and the plan rather than tax returns, and we typically close in five to ten business days. Whether you are updating a Crestmoor hillside home, adding an ADU on a Rollingwood lot, or holding a DSCR rental for the airport and biotech workforce, our capital keeps pace with this competitive northern-Peninsula market.
For a property in San Bruno, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown San Bruno, Crestmoor, Rollingwood, San Bruno Park and adjacent San Bruno submarkets.
Illustrative property value: $1.33M · Illustrative financing range: $865K – $1.66M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $865K to $1.66M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We fund single-family flips, ADU additions, and DSCR rentals across Downtown, Crestmoor, Rollingwood, and San Bruno Park, underwriting the asset and business plan.
Steady demand from SFO, South San Francisco biotech, and the Bayhill campus, plus BART and Caltrain access, supports reliable DSCR rental cash flow.
As fast as five to seven business days once title and appraisal clear, keeping pace with the competitive northern-Peninsula commuter market.
Yes. Updated Crestmoor and Rollingwood homes capture the premium buyers pay for bay views, and our programs fund up to 100% of rehab costs.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT