San Bruno sits on the northern Peninsula between South San Francisco and Millbrae, a solidly built commuter city right beside SFO and served by BART and Caltrain. Its neighborhoods range from the walkable Downtown San Bruno and San Bruno Park flats to the hillside Crestmoor and Rollingwood tracts that climb toward Skyline with bay views. Employment leans on the airport, nearby biotech in South San Francisco, and the YouTube campus at the Bayhill office park, giving the city a steady job base and reliable commuter demand. Much of the housing is postwar and midcentury, now dated, which offers renovation-minded investors clear value-add opportunity in a well-located, transit-rich market.
Fidelity Funding is a direct, asset-based lender, so a San Bruno investor works directly with the people who fund the loan. We underwrite the property and the plan rather than tax returns, and we typically close in five to ten business days. Whether you are updating a Crestmoor hillside home, adding an ADU on a Rollingwood lot, or holding a DSCR rental for the airport and biotech workforce, our capital keeps pace with this competitive northern-Peninsula market.
Standard suburban product in San Bruno accounts for the bulk of our local volume — the median is around $1.33M and fix-and-flip deals here close on schedule.
Typical San Bruno deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Downtown San Bruno, Crestmoor, Rollingwood, San Bruno Park and adjacent San Bruno submarkets.
Estimated local median: $1.33M · Typical loan range: $865K – $1.66M · Top program: fix-and-flip and DSCR rental
Most San Bruno private money loans we fund range from $865K to $1.66M, sized against an estimated local median around $1.33M. Loans outside that range are case-by-case based on parcel and scope.
For San Bruno, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We fund single-family flips, ADU additions, and DSCR rentals across Downtown, Crestmoor, Rollingwood, and San Bruno Park, underwriting the asset and business plan.
Steady demand from SFO, South San Francisco biotech, and the Bayhill campus, plus BART and Caltrain access, supports reliable DSCR rental cash flow.
As fast as five to seven business days once title and appraisal clear, keeping pace with the competitive northern-Peninsula commuter market.
Yes. Updated Crestmoor and Rollingwood homes capture the premium buyers pay for bay views, and our programs fund up to 100% of rehab costs.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT