Torrance is a major hub in the South Bay, offering excellent schools, diverse neighborhoods, and a strong industrial sector. This balance creates a stable environment for real estate investment.
At Fidelity Funding, we empower Torrance investors with reliable private capital. Whether you are repositioning a multifamily asset or flipping a single-family home, our loans provide the flexibility you need to succeed.
Torrance fits the classic suburban California fix-and-flip profile: a $808K median, predictable comp sets, and a deep first-time-buyer pool.
Most Torrance loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Old Torrance, Walteria, Hollywood Riviera, Seaside, West Torrance, South Torrance and adjacent Torrance submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Torrance private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Torrance, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes, we fund projects throughout Torrance, including the premium Hollywood Riviera neighborhood.
Yes, we require loans to close in the name of an entity such as an LLC or Corporation.
Our bridge and fix-and-flip loans typically range from 12 to 24 months.
Yes, we utilize local appraisers who understand the Torrance market to ensure accurate valuations.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT