Los Angeles is a sprawling, complex, and highly lucrative real estate market. Navigating the diverse submarkets—from the Westside to the San Fernando Valley to the revitalizing urban core—requires capital that is as flexible and fast-moving as the city itself. Traditional financing simply cannot keep pace with the speed of LA's competitive investment landscape.
At Fidelity Funding, we are hyper-focused on the Los Angeles market. We provide the hard money and private capital required to acquire distressed assets, execute high-end flips in the Hills, or stabilize multifamily complexes in Koreatown. Our localized expertise means we understand the value of neighborhood-specific nuances, allowing us to underwrite and fund your deals with confidence and speed.
For a property in Los Angeles, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Hollywood, Silver Lake, Echo Park, Venice, West Adams, Highland Park and adjacent Los Angeles submarkets.
Illustrative property value: $808K · Illustrative financing range: $525K – $1.01M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $525K to $1.01M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes, we fund projects across all of Los Angeles, including rapidly gentrifying areas in South LA and West Adams.
We lend based on the legal, permitted use. If the business plan includes retroactively permitting additions, we factor that into the After-Repair Value (ARV).
Yes, we frequently fund luxury flips and ground-up construction on hillside lots, provided proper geological and engineering reports are in place.
Absolutely. Garage conversions are one of the most common and profitable uses of our rehab loan programs in LA.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT