Los Angeles is a sprawling, complex, and highly lucrative real estate market. Navigating the diverse submarkets—from the Westside to the San Fernando Valley to the revitalizing urban core—requires capital that is as flexible and fast-moving as the city itself. Traditional financing simply cannot keep pace with the speed of LA's competitive investment landscape.
At Fidelity Funding, we are hyper-focused on the Los Angeles market. We provide the hard money and private capital required to acquire distressed assets, execute high-end flips in the Hills, or stabilize multifamily complexes in Koreatown. Our localized expertise means we understand the value of neighborhood-specific nuances, allowing us to underwrite and fund your deals with confidence and speed.
Standard suburban product in Los Angeles accounts for the bulk of our local volume — the median is around $808K and fix-and-flip deals here close on schedule.
Typical Los Angeles deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Hollywood, Silver Lake, Echo Park, Venice, West Adams, Highland Park and adjacent Los Angeles submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Los Angeles private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Los Angeles, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes, we fund projects across all of Los Angeles, including rapidly gentrifying areas in South LA and West Adams.
We lend based on the legal, permitted use. If the business plan includes retroactively permitting additions, we factor that into the After-Repair Value (ARV).
Yes, we frequently fund luxury flips and ground-up construction on hillside lots, provided proper geological and engineering reports are in place.
Absolutely. Garage conversions are one of the most common and profitable uses of our rehab loan programs in LA.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT