Cerritos is an established suburban market in Los Angeles County with strong owner-user and investor demand, deep single-family inventory, and steady rental absorption.
Fidelity Funding provides hard money loans, private money, and bridge financing for Cerritos borrowers across fix and flip, rental, and small commercial scenarios.
Standard suburban product in Cerritos accounts for the bulk of our local volume — the median is around $808K and fix-and-flip deals here close on schedule.
Typical Cerritos deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Cerritos Towne Center, Friendship Park, Whitney, Palo Verde and adjacent Cerritos submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Cerritos private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Cerritos, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Cerritos hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Cerritos.
Yes. DSCR loans are well-suited to Cerritos's rental market.
Yes. We regularly close Cerritos loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT