FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Commerce, California

Commerce sits along major industrial and logistics corridors in Los Angeles County, with strong commercial activity, active warehouse and flex inventory, and consistent investor demand.

Fidelity Funding provides hard money loans, private money, and bridge financing for Commerce borrowers across fix and flip, rental, and small commercial scenarios.

Commerce Market Brief

Commerce is an industrial California submarket where flex, light-industrial, and warehouse repositioning generate most investor demand.

Investor activity in Commerce centers on flex and warehouse repositioning — we size loans against signed LOIs and realistic stabilization timelines. Local pocket coverage includes Bandini, Rosewood Park, Commerce Industrial Park, Citadel area and adjacent Commerce submarkets.

Commerce Lending Notes

  • Phase I environmental review timeline included
  • Tenant-credit analysis on stabilization underwriting
  • Lease-up runway built into bridge maturity

Estimated local median: $680K · Typical loan range: $442K – $850K · Top program: commercial bridge and DSCR

Commerce Lender FAQs

What loan amounts are typical in Commerce?

Most Commerce private money loans we fund range from $442K to $850K, sized against an estimated local median around $680K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Commerce best?

For Commerce, our highest-volume program is commercial bridge and DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Hard money loans Commerce with fast funding
  • Private money lender Commerce for investors
  • Bridge loans Commerce for time-sensitive deals
  • Fix and flip loans Commerce with rehab funding
  • DSCR loans Commerce for rental investors
  • Commercial and industrial loans Commerce

Frequently Asked Questions

How fast can a Commerce hard money loan close?

Most Commerce hard money loans close in 5 to 10 business days.

Do you fund fix and flip projects in Commerce?

Yes. Fix and flip is one of our most-funded loan types in Commerce.

Do you offer DSCR rental loans in Commerce?

Yes. DSCR loans are well-suited to Commerce's rental market.

Do you finance industrial property in Commerce?

Yes. We provide bridge and hard money loans on industrial, flex, and warehouse property throughout Commerce.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

Submit a scenario online →