Commerce is an industrial powerhouse in southeast Los Angeles County, built around rail yards, distribution centers, and manufacturing that make it one of the region's most important logistics hubs, with the Citadel Outlets and the Bandini and Commerce Industrial Park areas defining its landscape. Real estate here is overwhelmingly commercial and industrial, from warehouses and distribution space to small manufacturing and mixed-use near Rosewood Park, driven by proximity to the ports, the I-5, and major rail corridors. With a limited residential footprint, Commerce is fundamentally an investor and operator market centered on industrial cash flow.
Fidelity Funding provides Commerce investors with direct, asset-based capital tailored to industrial and commercial deals. We fund bridge, value-add, cash-out, and small commercial and light-industrial projects, closing in 5 to 10 business days with loan amounts up to $50M. For investors acquiring or repositioning warehouse and distribution assets near the Commerce Industrial Park, or bridging a value-add commercial deal near the rail corridors, our approach delivers speed and flexibility that bank timelines rarely match.
For a property in Commerce, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Bandini, Rosewood Park, Commerce Industrial Park, Citadel area and adjacent Commerce submarkets.
Illustrative property value: $680K · Illustrative financing range: $442K – $850K · Programs to discuss: commercial bridge and DSCR
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $442K to $850K range below is an illustration, not funded-loan history or an offer.
Options to discuss include commercial bridge and DSCR, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. We finance small commercial and light-industrial assets, including warehouse and distribution space central to Commerce's logistics economy.
We can. Our bridge program lets investors acquire and stabilize commercial and industrial assets, then refinance or sell on their timeline.
Yes. Cash-out options let owners pull equity from a Commerce industrial or commercial property to fund additional acquisitions.
Loan amounts range up to $50M, which fits the larger warehouse and distribution deals common in this market.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT