Commerce is an industrial powerhouse in southeast Los Angeles County, built around rail yards, distribution centers, and manufacturing that make it one of the region's most important logistics hubs, with the Citadel Outlets and the Bandini and Commerce Industrial Park areas defining its landscape. Real estate here is overwhelmingly commercial and industrial, from warehouses and distribution space to small manufacturing and mixed-use near Rosewood Park, driven by proximity to the ports, the I-5, and major rail corridors. With a limited residential footprint, Commerce is fundamentally an investor and operator market centered on industrial cash flow.
Fidelity Funding provides Commerce investors with direct, asset-based capital tailored to industrial and commercial deals. We fund bridge, value-add, cash-out, and small commercial and light-industrial projects, closing in 5 to 10 business days with loan amounts up to $50M. For investors acquiring or repositioning warehouse and distribution assets near the Commerce Industrial Park, or bridging a value-add commercial deal near the rail corridors, our approach delivers speed and flexibility that bank timelines rarely match.
Commerce is an industrial California submarket where flex, light-industrial, and warehouse repositioning generate most investor demand.
Investor activity in Commerce centers on flex and warehouse repositioning — we size loans against signed LOIs and realistic stabilization timelines. Local pocket coverage includes Bandini, Rosewood Park, Commerce Industrial Park, Citadel area and adjacent Commerce submarkets.
Estimated local median: $680K · Typical loan range: $442K – $850K · Top program: commercial bridge and DSCR
Most Commerce private money loans we fund range from $442K to $850K, sized against an estimated local median around $680K. Loans outside that range are case-by-case based on parcel and scope.
For Commerce, our highest-volume program is commercial bridge and DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. We finance small commercial and light-industrial assets, including warehouse and distribution space central to Commerce's logistics economy.
We can. Our bridge program lets investors acquire and stabilize commercial and industrial assets, then refinance or sell on their timeline.
Yes. Cash-out options let owners pull equity from a Commerce industrial or commercial property to fund additional acquisitions.
Loan amounts range up to $50M, which fits the larger warehouse and distribution deals common in this market.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT