Davis is the quintessential college town of Yolo County, built around UC Davis and known nationwide for its bicycle culture, progressive planning, and a compact, tree-lined Downtown near the Amtrak depot. The university drives the local economy and an enormous, reliable rental market, while neighborhoods like North Davis and the newer Wildhorse development offer a mix of established homes and planned communities. Just west of Sacramento along I-80, Davis combines strong owner-occupant demand with one of the region's deepest student-rental markets.
Fidelity Funding lends directly across California, and our asset-based approach fits a market where student rentals and value-add projects compete for limited inventory. We underwrite the property and the exit rather than a tidy income file, and close in five to ten business days. Whether an investor is renovating an older home near Downtown, holding a UC Davis-area rental on DSCR terms, or bridging a Wildhorse purchase, our capital keeps pace with a market where student housing demand is a constant.
For a property in Davis, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Davis, UC Davis area, North Davis, Wildhorse and adjacent Davis submarkets.
Illustrative property value: $565K · Illustrative financing range: $367K – $707K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $367K to $707K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
They can be, thanks to consistent UC Davis enrollment and strong demand near campus. Our DSCR loans qualify on the property's rental income rather than personal income.
Yes. Older homes near the Downtown core are strong value-add candidates, and we cover up to 100% of rehab costs with fast closings.
Absolutely. We bridge and finance homes in newer planned communities like Wildhorse, underwriting the asset and the exit rather than the HOA structure.
As fast as five to seven business days once title and appraisal clear, since we are a direct lender making decisions in-house.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT