Woodland is the Yolo County seat, an agricultural and food-processing hub just north of Davis, known for its remarkably intact historic Downtown of Victorian and early-20th-century buildings and the landmark Woodland Opera House. The economy blends farming, ag equipment, food processing, and county government, and the housing stock ranges from historic homes near the College Street area to the newer Spring Lake master-planned community on the city's south edge. More affordable than nearby Davis, Woodland draws investors seeking value in a stable, growing market.
Fidelity Funding lends directly across California, and our asset-based approach fits Woodland's mix of historic value-add stock and steady rental demand. We underwrite the property and the plan and close in as little as five to seven business days. Whether an investor is restoring a historic Downtown home, holding a Spring Lake rental on DSCR terms, or funding small commercial in the walkable core, our capital moves fast enough to compete in this practical Sacramento Valley market.
Standard suburban product in Woodland accounts for the bulk of our local volume — the median is around $565K and fix-and-flip deals here close on schedule.
Typical Woodland deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Downtown Woodland, Spring Lake, Southeast Woodland, College Street area and adjacent Woodland submarkets.
Estimated local median: $565K · Typical loan range: $367K – $707K · Top program: fix-and-flip and DSCR rental
Most Woodland private money loans we fund range from $367K to $707K, sized against an estimated local median around $565K. Loans outside that range are case-by-case based on parcel and scope.
For Woodland, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Woodland's historic Downtown stock is prime value-add material, and we cover up to 100% of rehab costs on an asset basis.
Absolutely. Our DSCR loans qualify on the property's rental income, which suits the steady demand in the Spring Lake community.
Generally yes, which draws value-add investors seeking a lower basis. We size loans on the asset rather than personal income.
As fast as five to seven business days once title and appraisal clear, since we make decisions in-house as a direct lender.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT