West Sacramento sits across the Sacramento River from the state capital in Yolo County, a rapidly transforming city where the riverfront Bridge District has brought new housing, the Sutter Health Park ballpark, and a growing urban core within walking distance of Downtown Sacramento. The economy blends port and logistics operations, distribution, and fast-rising residential development, with a housing stock spanning older neighborhoods like Bryte and Washington to the master-planned Southport area to the south. Its riverfront position and redevelopment momentum make it one of the region's most dynamic investor markets.
Fidelity Funding lends directly across California, and our asset-based approach fits West Sacramento's blend of value-add older stock and new-development opportunity. We underwrite the property and the exit and close in as little as five to seven business days. Whether an investor is renovating an older Bryte or Washington home, bridging a Bridge District purchase, or holding a Southport rental on DSCR terms, our capital keeps pace with a city moving fast through redevelopment.
West Sacramento fits the classic suburban California fix-and-flip profile: a $565K median, predictable comp sets, and a deep first-time-buyer pool.
Most West Sacramento loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Bridge District, Southport, Bryte, Washington and adjacent West Sacramento submarkets.
Estimated local median: $565K · Typical loan range: $367K – $707K · Top program: fix-and-flip and DSCR rental
Most West Sacramento private money loans we fund range from $367K to $707K, sized against an estimated local median around $565K. Loans outside that range are case-by-case based on parcel and scope.
For West Sacramento, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Older homes in Bryte and Washington offer value-add upside near the redeveloping riverfront, and we cover up to 100% of rehab costs.
Absolutely. We bridge and finance purchases in the riverfront Bridge District, underwriting the asset and your exit plan.
Yes, our DSCR loans qualify on the property's rental income, which suits the steady demand across Southport's planned neighborhoods.
As fast as five to seven business days once title and appraisal clear, since we make decisions in-house as a direct lender.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT